As I mentioned I am still waiting for my variation letter and the company I am with is called freeman jones. It has been over two months that my friends and family sent them the letter stating that they are willing to help me settle my iva. Every time I call them they say it is with my ip and it's being reviewed, or they say it is in queing system. This is really frustrating me. Why us it taking so long I begining to think that the more time they take the more payments they will receive from me.