If you cannot get a property through an agent you could try local adverts by private landlords. They normally look for a reference from your existing landlord, employer or bank as they do not have access to your credit file.
If you have a lot of debt and no assets have you considered an IVA or bankruptcy rather than a DMP?
I'd suggest that you are upfront about the debt management plan with any agent you speak with before the credit check.
This will give you the opportunity to explain that your DMP actually prioritises rent payments.
If you can supply a reference from your current (or a previous) landlord it will be to your advantage.
The agents will often contact the landlord to see whether they would consider you despite a less than perfect record.
Your honesty, and a history of paying rent on time, would go a long way to reassure most potential landlords.
Andrew Graveson
Bright Oak Ltd
UK Debt Management Company
Website: www.brightoak.co.uk
A lot of people do manage to get rental properties even if they have a poor credit rating - but as Andrew has advised it is best to be upfront about your financial position prior to the check being made.
