should IVA be removed from credit file after 6 years

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neptune74

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Post by neptune74 » Mon Aug 23, 2010 10:07 pm
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hi...i started my IVA on 1st Aug 2004 and partially settled after 3 years, all of which still shows on my credit file. (iva and associated defaults listed seperatly)

i have been informed that the IVA will be removed from my file after 6 years, which should have been 1st aug 2010, but it still appears...My question is should it now be removed?????

second question,,,,I am concerned that even if teh iva is removed the defaults associated with the iva will still be viewed...

Do the defaults associated with the iva also get removed???

thank you for the help
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Skippy

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Post by Skippy » Mon Aug 23, 2010 10:15 pm
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You will need to send the credit agencies a copy of your certificate of completion and ask them to remove the details of your IVA.

The defaults will drop off your credit file 6 years from the date that they were issued.
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kallis3

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Post by kallis3 » Mon Aug 23, 2010 10:19 pm
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If they were issued after the IVA was approved, you need to write to the creditors concerned to tell them to remove those defaults.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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