Hi James
Why not drop into a debt management plan and let the company concerned deal with your creditors.
You can then take stock and look at all options available
Regards
Hi - I'm sorry to hear about your iva. Do you know why it was rejected and whether your ip can negotiate to get it through? Andy's suggestion of a dmp is great or perhaps your parents could help with a one off payment iva. There will be a solution for you! X
Just wondering why you have edited your thread James?
I am locking it as I can't see the point in it being open!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk