I need some advice , I am with DFD who have been fantastic. My IVA was approved in Nov 2006. I got married in Aug 2009 and now me and husband have separated. Me and my daughter ( age 8 ) have just been offered a council house to live in but i have missed 1 pymt on my iva , they have sent me a new budjet form to complete and everything but i am worried sick what is going to happen now , I am still working but only part time and now i am not with my husband i cant afford the high pymts i was making. My ex has stayed in the house and i dont want him to lose the house as this is still my daughters home as well, i just want to know what will happen next ? people keep telling me the house will be repossed and my car and my ex will be made bankrupt.. please help , any advice . I have informed dfd of everything and kept them up to date but what happens next ?? Many thanks Aimee
Hi Aimee and welcome to the Forum.
So far everything seems to have been done correctly and DFD are obviously helping as best they can.
Contact Declan who posts here and his details are on the experts page. He works for DFD and has helped many of their clients who have problems. There is always a way out and the fact that you have been paying your IVA for alomost four years will stand you in good stead with creditors. Should you require a variation of any sorts, your record is taken into account and you have clearly shown your intention to repay.
Hi Aimee
I echo what Michael has said in that there is always a way out the fact that you have made four years of payments highlights your commitment to the IVA. You do want to contact me and want me to look into your case, my details can be found on the experts page.
