I am in a iva agreement since july 2009

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angiec

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Post by angiec » Fri Nov 27, 2009 12:41 pm
I am in a iva agreement since july 2009 and have just been awarded disability living allowance do i have to declare this to Iva company
 
 

Michael Peoples

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Post by Michael Peoples » Fri Nov 27, 2009 12:50 pm
You should notify your IP as it is a change of circumstances. However, depending on the level of the award there may not be an increase in your voluntary contributions as the DLA is for assistance in your care and mobility. If you can show your IP the money is to be used for those specific purposes it may be deemed irrelevant.

The rates vary greatly for DLA awards from less than £20 per week to £120 per week if you receive the higher rate care and mobility. Your IP will take all this into consideration but it is essential you inform him/her to discuss their view and any modifications proposed and accepted at your meeting of creditors.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

flumpy dog

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Post by flumpy dog » Fri Nov 27, 2009 12:52 pm
hey ang welcome here.
i honestly dont know but hopefully mel and kal (experts) were around a lil while ago and will help

welcome from me x[:)]
 
 

kallis3

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Post by kallis3 » Fri Nov 27, 2009 6:02 pm
Hubby gets DLA as well as incapacity benefit. The latter forms part of his income for the IVA. The DLA is used to fund a motability car and so doesn't get counted.

Are you aware that as you are on DLA, you can get loft and cavity wall insulation done free?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Julie

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Post by Julie » Fri Nov 27, 2009 8:35 pm
Hi,

Let your IP know as it is income.Please take Kallis's advice and if your property allows claim free insulation too.

You can qualify for insulation through other criteria, including using more than 10% of your disposable income on heating,mmmmmmm I think thats all of us [:)]
 
 

kallis3

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Post by kallis3 » Fri Nov 27, 2009 8:37 pm
We had ours done for free and it has really made a difference.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Cath

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Post by Cath » Sat Nov 28, 2009 12:13 am
We had ours done for free because we had at least 2 children under 16, don't know how that one worked but I think it was a council initiative.....the cost would have been more than £300 if we had it done privately! We could have had cavity wall done for free too but we already had it!
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

kallis3

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Post by kallis3 » Sat Nov 28, 2009 8:36 pm
I thought we already had cavity wall - turns out we didn't and ours is 20 years old so I thought we would have it but sadly not.

Can't believe the difference it has made to the warmth in the house.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Sat Nov 28, 2009 10:52 pm
We can't have cavity wall insulation as we have solid brick walls. We've already got double glazing, but sadly the previous owners didn't have the front door replaced at the same time - if only I could get a grant to replace that! The hall wouldn't resemble a wind tunnel then!
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