A HUGE thankyou to all who have offered me advice at a time when I thought I was totally on my own and really did think that there was nowhere for me to go.
I have contacted a couple of IP's and discussed my finances (well lack of!) truthfully for the first time and after taking the advice I am going to stay with the DMP for the time being, I have spent many evening reading through the posts and have find this forum so helpful, am I stil able to visit even if I'm not in an IVA???
suzie, I'm really pleased the forum has been of help to you and please do stick around and your life in a DMP will be of interest to posters who decide an IVA isn't for them.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk