I have just been looking at my credit report and it would seem that from the date i started my IVA, The defaults have been registered on my account ONE YEAR LATER.
Is this common with anyone else.
I understand that the credit ref agencies will contact the third party but will this just been amended without any hassle from the third party
You need to write to the creditors and tell them to remove the defaults. They have to do this.
I don't think the CRA's do it - it's down to you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk