i have paid an initial payment to b+e and have not completed my application form yet. i have manned up and told my partner about my problem and we have discussed it. she has decided that she will help pay off my debts by getting a job but is not happy with me getting an iva, as we want to buy a new house together in the near future. we have worked out that we can have my debts down to a reasonable amount so we can get a mortgage in less than 2 years when she goes back to work. will they give me my initial payment back or have i lost it, cheers everyone for all your help, pete
No idea - but you can ask them. Did you sign up for anything? Did they send you their Terms & Conditions?
Last edited by David Mond on Mon Mar 16, 2009 6:48 am, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
If you have already missed any payments to your creditors, don't forget that your credit listing may already be marred and these missed payments will be on your record for 6 years, so this may hamper you getting a mortgage in the near future regardless of whether or not you do an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
