Please advise what action I can take to sort out defaults.

[parjay]

I entered an IVA in Feb 2011 With Mcambridge and Duffy F&F settlement completed Cert in May 2012 still got 4 defaults showing 2 for me 2 for my partner please advise what can I do to sort this out

[Foggy]

They will show until February next year. Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/

[Lisa Thomas]

You will have to wait until Feb 2017 I'm afraid.

[parjay]

Thanks not to long then but these defaults dates are dated after 22nd feb 2011 they are all in march 2011 is this normal as not sure thanks before

[parjay]

all four debts were included in the IVA so how come they have wrong dates on them ???

[Foggy]

Defaults are often incorrectly dated -- you can ask for the dates to be amended, but, if they are only a few weeks adrift, probably not worth the effort.

[parjay]

Thanks will they just go off the defaults ??

[Foggy]

When they are six years old they will come off the records. Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/

[parjay]

Thanks I will check the dates so if they are a few weeks not worth it when I go home at dinner

[Lisa Thomas]

Probably not worth the hassle for a few more weeks.

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/