PPI after iva

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Kevwillo

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Post by Kevwillo » Sun Apr 17, 2016 6:10 pm
I completed my iva in March just wondering what will happen about PPI? One of my creditors were Halifax (apparently I have PPI with them) my mortgage and savings account is still with Halifax, does anyone know if I'll be able to keep the money? Thanks
 
 

kallis3

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Post by kallis3 » Sun Apr 17, 2016 6:12 pm
Hi,

Do you have a completion letter? Did you sign a deed of assignment?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Kevwillo

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Post by Kevwillo » Sun Apr 17, 2016 6:31 pm
Yes I've got the CC. Not sure about the deed of assignment?
 
 

kallis3

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Post by kallis3 » Sun Apr 17, 2016 6:48 pm
Some companies required people to sign a deed of assignment so that any PPI after closure would go to the creditors. Is there anything on your completion to state otherwise?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Kevwillo

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Post by Kevwillo » Sun Apr 17, 2016 6:58 pm
I've just read my final report which is part of my cc and it doesn't say anything about PPI except about VAT in line with Paymex ?
 
 

Foggy

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Post by Foggy » Sun Apr 17, 2016 7:07 pm
FJ usually deal with PPI, as far as I am aware, so you might have done a DoA. In any event, unless told otherwise the PPI is due to the IVA as things currently stand.

If you instruct a claims company you could end up with their fees coming out of your pocket.
Last edited by Foggy on Sun Apr 17, 2016 7:19 pm, edited 1 time in total.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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