Mortgage after IVA

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Kevwillo

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Post by Kevwillo » Thu Mar 31, 2016 9:18 pm
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Hi my IVA is coming off my credit file this week and there are no defaults on my file, infact it's currently an 'excellent' credit rating (with me clearing some defaults on there)! My husbands has got 'good' credit score - would I be able to just apply for a normal mortgage with a bank? Would it get declined? I've already spoke to Shaun from the forum but just wondering thanks
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kallis3

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Post by kallis3 » Thu Mar 31, 2016 10:49 pm
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Hi - just let Shaun or Ryan help you - they will be able to source the best deals available for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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luluj

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Post by luluj » Fri Apr 01, 2016 6:59 am
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Really suggest a conversation with Ryan and Shaun ... both are experts in this field and will be supportive to your questions.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Lisa Thomas

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Post by Lisa Thomas » Fri Apr 01, 2016 1:25 pm
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I echo this.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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Ryan

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Post by Ryan » Fri Apr 01, 2016 4:05 pm
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Hi,
What date did you enter the IVA on?
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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Kevwillo

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Post by Kevwillo » Fri Apr 01, 2016 9:24 pm
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I entered the iva Feb 2010 so it's over. Just wondering incase Shaun's team can't get me a good deal, and if not, would a bank reject my application. Thanks
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kallis3

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Post by kallis3 » Fri Apr 01, 2016 10:01 pm
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Before you do anything else, speak to Ryan as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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