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RATFACE2

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Post by RATFACE2 » Tue Dec 22, 2015 12:08 pm
i've always woundered but never looked into this untill now we finished our iva a good 2 1/2 yrs ago i always asked my self if we should have an statement of consisting what we paid in and what was paid out to all creditors and the ip ? all we got from them after chasing them up was an letter with 4 lines saying its been fully implemented and now released of all uncecured debts.
is this the norm across all ip's
 
 

Michael Peoples

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Post by Michael Peoples » Tue Dec 22, 2015 12:18 pm
Your final report should have included a full breakdown of receipts and payments. This details who was paid and how much plus a list of any fees and costs incurred by the IP. I am surprised you did not receive this.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
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If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

RATFACE2

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Post by RATFACE2 » Tue Dec 22, 2015 12:29 pm
thx michael i thought i should of got some sort of statement . so FJ have not done their job right then,i will chase them up on this matter. i know its been 2 1/2 yrs now but its never too late -_-
 
 

lifenoteasy

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Post by lifenoteasy » Tue Dec 22, 2015 12:47 pm
Why dig up the past?
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
 
 

kallis3

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Post by kallis3 » Tue Dec 22, 2015 1:57 pm
I think I agree with lifenoteasy - you have completed and are now debt free so I'd be inclined to let sleeping dogs lie.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

RATFACE2

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Post by RATFACE2 » Tue Dec 22, 2015 2:37 pm
under normal circumstances i would leave it .but since their have been alot of money paid out its a matter of principle now -_-
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Dec 22, 2015 3:12 pm
Perhaps it just got lost in the post. Contact your IP and ask them to send you a copy of the final report for your records.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Michael Peoples

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Post by Michael Peoples » Tue Dec 22, 2015 4:03 pm
Your IP should still have a copy so drop them an email. FJ have representaives on this forum so it should be easily done.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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