Yes Barabara, full credit to Creditfix. Had variation meeting last Friday, was informed on Monday that variation had been accepted, and received Completion Certificate this afternoon in post - happy days.
Been a hard lesson learnt; one which we certainly will not forget or repeat!
Great news - send off for those credit reports as if there are any defaults since the date of IVA acceptance then they have to be removed, six years or not.
The IVA will remain on there for the full six years and don't forget to keep an eye on the Insolvency Register to see when your name drops off there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It will probably take creditors a while to update their records anyway following receipt of the final report from your Supervisor but best to start the ball rolling I think.