You can settler early with a full and final offer, or you can allow it to fail by missing three payments. Either way the IVA will remain on your file for six years from the start date and those doors will remain closed. If you let the IVA fail your debts will also keep those doors closed and will have to be dealt with one way or another.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
6 years..... then add another 2 or 3 to be fully viable Again for the door for borrowing without having to go to bad credit brokers.
A long trip surrounded by lock doors.
Last edited by nonewdebt on Wed Jun 03, 2015 9:01 pm, edited 1 time in total.