I don't wish to be rude but we were taken over by GT about 3 months before the end of our IVA, they appear to not be functioning well, 4 years down the line, I think they jumped through hoops to end ours as my husband was not working due to illness and we paid more than we should have for about 18 months, it was still the most traumatic 24 hours I ever had when one of their people phoned to say we had failed our IVA, but I then found out Max Credit would only do letters not email, stressed me out no end. They are now using bully boy tactics to get more funds ie PPI for the ones who ended very soon after they took over, they will not get a penny of mine I would rather the creditors wiped it off my debt. They have obviously realised that it costs, and a lot like mine, they didnt get any fees, so prob trying to offset them with the PPI. My reply is 'Mark who' do I know you,do you have any hold over my life,answer 'NO'
ITS OVER WE ARE FINALLY DEBT FREE, CERTIFICATE ARRIVED
There are a number of threads linked to this and some people received their CC 3-4 years ago.
One case identifies that GT want to reclaim the PPI from Max.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
I think GT are trying to get in ahead of the final high court appeal decision but, without an assignment I fail to see what pressure they could bring to bear on long closed matters.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Yes we have had the completion certificate since 2012, IVA finished August 2011. Also it is in my wad of papers the claim they want to send to Max recovery, they have a bit of a nerve don't they.
ITS OVER WE ARE FINALLY DEBT FREE, CERTIFICATE ARRIVED
