Will we be allowed to apply for credit when BR is removed from our credit file ?

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thomasd62

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Post by thomasd62 » Sat Feb 14, 2015 7:47 pm
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My husband and me went BR in Sep 2009, and this year we should be able to have the BR moved from our credit file. Will this then allow us to apply for credit?
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Foggy

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Post by Foggy » Sat Feb 14, 2015 7:58 pm
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You are free to apply but if a lender asks if you have ever been insolvent you should say yes!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Sun Feb 15, 2015 7:40 am
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Welcome to the forum. Once it is cleared you are free to apply but like foggy says if asked about past debts and ibsolvency you will need to be honest.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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thomasd62

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Post by thomasd62 » Sun Feb 15, 2015 4:53 pm
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Will we be able to remove the BR from our credit file
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Skippy

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Post by Skippy » Sun Feb 15, 2015 5:04 pm
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The BR will be removed automatically from your credit file 6 years from the date of the BR order.
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