Completion Certificate

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JOE99

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Post by JOE99 » Mon Feb 09, 2015 6:36 pm
Hi i received my Completion Certificate, i started my IVA in 2009 with PJG.
I would like to thank Sue Clay IP (whom i met twice) , Leighton Cromie & Gill Murphy,
they made everything stress free. you don’t realise how good they are until you have to deal with another firm. i would also like to thank this forum for it’s support, you answered every question i had.

My IVA was also transferred to Credit Fix , i rang them nearly every week since my last payment which was made in October 2014, i was very surprised when the first CC turned up on 30th January because i didn’t feel like i was getting anywhere.
After reading the details of the first CC I realised the info my regarding how many pence in the pound i paid was completely wrong. PJG told me that once i paid my final payment i will have paid back 100p in the pound so you can understand my shock when the the paper work said i only paid 18p in the pound.
Anyway i received my 3rd CC today and its all sorted now i have paid 96.4p in the pound the rest has gone towards administrative costs.

Once again thanks to everyone. if i can do it anyone can, good luck to you all.

P.S i did not sign the increased payment forms they sent to me.
 
 

recovering

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Post by recovering » Mon Feb 09, 2015 6:41 pm
Good for you! useful post seeing as you not signing seems to have made no difference!
 
 

Rock20

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Post by Rock20 » Mon Feb 09, 2015 7:22 pm
Well done...
 
 

luluj

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Post by luluj » Tue Feb 10, 2015 5:45 am
Well done and goes to show that you do need to check these things.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Foggy

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Post by Foggy » Tue Feb 10, 2015 7:59 am
Well done -- good to see CC's coming out post transfer. As with everything else here, they do need to be looked at carefully.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Cleo76

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Post by Cleo76 » Tue Feb 10, 2015 8:49 pm
So pleased to read this. I made my last payment in October too so hopefully we will be in your situation soon x
 
 

relieved33

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Post by relieved33 » Tue Feb 10, 2015 9:00 pm
Glad you're sorted. Pleased too for all the other CF transferees. Good to see that you didn't have to agree to new terms to complete quickly. Hopefully this will go a little way to reassure others.

Thanks for taking the time to shareand enjoy your debt free future.
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