After having a variation meeting last week regarding this damn PPI stuff,closure is now started in motion.
Though my final payment was in December 2012,it's taken this long to get where I am now.PPI still is not completed,but thats why they had a variation meeting to push for closure and releasing a certificate ASAP.
As I've said before this whole PPI thing is a b***** mess.
It's not fair when I stuck with the terms and payments for five years,only to be let down and it all taking too long and clear my credit file.
I was / am with DFD
It equally was not fair when these banks wrongly forced unwanted insurance products on folks who did not need them, and very right that they put right their wrongs and the other creditors benefit.
I really do understand everyone's frustration at the PPI issue, but unfortunately IPs have jobs to do which are sometimes frustrating for all of us.
But I don't even know if I was mis sold PPI and I don't really care... But so far they have claimed a whopping £220!
By the time any fees are involved,?
Then that money leaves the bank to go into a pot of money which then goes back to the bank?
To comply with the t&c's of the IVA and then be hit at the end by something we had no idea of (and I understand IP's weren't aware this issue would raise it's head either) is terrible. I think to claim the PPI for the benefit of the IVA is correct and proper but amazes me why we can't be released from the IVA soonest as we've complied with it for the 60/72 months and let them continue with the fight for PPI in the background for the benefit of the creditors.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
And it is more than possible to do that chaps. So long as the IP is content that their client has fully co-operated with the PPI process, the IVA may be concluded and the PPI issues resolved outside of that process.
