Hi, i have an IVA have just made my my final payment. I now now have to submit expenditure form etc for the final time before the IVA is officially completed. The problem i have is that i had a gambling win of approx £4000 before xmas, (which i have subsequently spent) paid into my bank account, which will obviously show up on my bank statement. Will the IVA people want this amount paid to them, even though i know longer have it? Will they want the full amount or a percentage?
Im not sure where i stand on this, your advice is much appreciated