They are supposed to keep the entry on the Insolvency Register for 3 months under their own internal regulations. If you get the entry removed earlier, it is a bonus rather than a right.
I am content that this is their policy -- however I do believe such policies should be applied across the board. The inconsistencies in the IVA world seem to stretch to all corners !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
I hope yours has been removed by now as this post started in January.
My point is that the whole thing is a lucky dip. Some people have to fight every inch of the way and others get lucky.
My last iva payment 14 Jan 14
Certificate of Completion 14 Feb 14
Off Insolvency Register 20 Feb 14
I am very pleased but it's not fair if everyone is not treated the same. This is a stressful, challenging and potentially life changing experience that we all want behind us as soon as possible.
No -- I am still on there. Despite evidence to the contrary they insist that no-one comes off within three months of completion. I have had several conversations with them, but the just stop answering after a while. I am loathe to push it in case they retrospectively add back those removed early!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
As much as I'm looking forward to coming of the register, I've been on it 7 months already and it'll be on my credit files for 6 years anyway.
One thing I would support is to either reduce the level of information shown to the public (doe they really need to know exact DOB, and full postal address ?) or to require registration to access as they do in Scotland.
Yes, I realise my credit files will show the IVA for the 6 years -- but strongly object to being on a public register of shame for ANY period. And, accepting I have to be there, I agree that there is no need at all for the level of information displayed there.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
