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					Foggy 					
					
															
										
																				 
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Markgen  
 
Well done Mel - wish you were my IP  
You are not alone there [:)]
 
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Pennyless 					
					
															
										
																				 
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					A belated heart-felt well done to you Melanie and of course your team. Without them I have no idea what I would of done.....they havnt just saved me financially but also personally with my family. 
 
You next Tina! 
 
A just reward indeed!
					
					
															
															I came into this world with nothing and still have most of it left!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Rainbow 					
					
															
										
																				 
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					A massive congratulations from me to too especially Mel well done you more than deserve this award - Well done Kelly too. xx
					
					
															
															Every Cloud has a silver lining. At the end of the Rainbow is a Pot of Gold - Or Hope!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
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					All very kind comments again - thank you so much.  Moreso today, as it is my 49th birthday (glum!)
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Foggy 					
					
															
										
																				 
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					Don't be glum Mel .. at 49 you are still a spring chicken ( and you wear it well). HAPPY BIRTHDAY ! 
 
(Hope you got breakfast in bed)
					
					
															
															My opinions are merely that .. opinions based on experience. Always seek professional advice. 
IVA Completed  23rd July 2013 .... C.C. 10th January 2014
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
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					You must be joking.  Lucky to get a card in this house!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Michael Peoples 					
					
															
										
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					Many happy returns Melanie. Any plans for the big 50 next year?
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Pennyless 					
					
															
										
																				 
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					Happy birthday Melanie from me and Carol.......my 50th also next year, although past few years have seen me age much quicker. Hope you had a great day!
					
					
															
															I came into this world with nothing and still have most of it left!
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
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					Thanks guys - no real plans for the "big one" yet - will have to wait and see what the next year brings!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					back on track 					
					
															
										
																				 
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					I turned 50 in feb and feel like life is going to get better all over again
					
					
															
															cc received 6th January 2014 now upwards and onwards
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					MelanieGiles 					
					
															
										
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					They do say that 50 is the new 40 don't they!  Let's hope so at least!
					
					
															
															Regards, Melanie Giles, Insolvency Practitioner
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Downhearted Lady 					
					
															
										
																				 
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					Hi Mel, Happy Birthday and well done on you award, Your advice for me has always been impartial and helpful, Here is advice from me to you, " put your feet up and enjoy your Birthday" you deserve it
					
					
															
															Final Payment made Nov 2012 after 72 months 
C of C received - 18/10/2013 - + 11 months 
NOW Debt Free woo hoo 
GT are still a joke