Certificate of Termination

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toolbox

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Post by toolbox » Sat Oct 12, 2013 11:55 am
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And so it begins again.......!
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Foggy

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Post by Foggy » Sat Oct 12, 2013 12:03 pm
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Is the next meeting coming up Toolbox ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MelanieGiles

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Post by MelanieGiles » Sat Oct 12, 2013 12:08 pm
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What are you referring to toolbox?
Regards, Melanie Giles, Insolvency Practitioner
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toolbox

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Post by toolbox » Sat Oct 12, 2013 12:32 pm
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I attempted a F&F twice, both times failed. I have a surplus of approx £25. No option but to fail it and petition for BR. sUCH IS LIFE :-(
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MelanieGiles

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Post by MelanieGiles » Sun Oct 13, 2013 2:42 pm
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Why did your attempts to vary the terms of the IVA fail?
Regards, Melanie Giles, Insolvency Practitioner
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toolbox

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Post by toolbox » Sun Oct 13, 2013 4:45 pm
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Hi Melanie

I made two attempts for the F&F of £2200 as I had changed jobs which left me worse off >£230 PM. I had thought of just going straight in to BR but it was the IP firm which suggested this, which was a good idea. Alas it wasn't to be
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MelanieGiles

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Post by MelanieGiles » Sun Oct 13, 2013 5:50 pm
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Sometimes, and in my own experience, you cannot win with creditors, but at least you tried and can now go forth with your bankruptcy in the knowledge that you did everything you could. I assume that your IP firm are helping you with the process?
Regards, Melanie Giles, Insolvency Practitioner
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toolbox

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Post by toolbox » Sun Oct 13, 2013 6:07 pm
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Very true Melanie and with your experience in this field its heartening to hear that. I haven't engaged my IP firm with this yet as trying to get my head round the 'what ifs'.
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