What should I see on my credit file post IVA

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stewpots

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Post by stewpots » Sat Sep 14, 2013 3:24 pm
I completed my IVA about 18 months ago and got my completion certificate about a year ago.

I completed my IVA early , 5/7/10 was the start date so I know it wont come off for a few years but...

Barclays had default amount £10k ..date updated and date satisfied both show 5/7/10.
Shows as 'green'

The other extreme is default 10k, date updated 9/9/2013 with no satisfied date.


SHOULD all credit cards show a satisfied date (date of completion ??)

I still get credit card demands e.g from Halifax but I ignore them (I had loads of credit cards)

Halifax says date updated 10/9/11 not settled etc default 15k

Any advice links most welcome
 
 

Foggy

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Post by Foggy » Sat Sep 14, 2013 3:40 pm
Have a look here for a start -- I am sure there is more advice out there:

http://www.beatmydebt.com/iva/improving ... er-iva.htm
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

stewpots

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Post by stewpots » Sat Sep 14, 2013 4:35 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Have a look here for a start -- I am sure there is more advice out there:

http://www.beatmydebt.com/iva/improving ... er-iva.htm
Thanks, firstly all my default dates are either at time I entered the IVA or before, some nearly a year before, I guess the could be dropping off in 2015.

I did get a car loan recently through Money barn very high APR of course but I did need a newer car.

I will see if its 'worth' getting these other debts as satisfied I guess so
Last edited by stewpots on Sat Sep 14, 2013 4:37 pm, edited 1 time in total.
 
 

stewpots

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Post by stewpots » Sat Sep 14, 2013 6:15 pm
Looking at the stuff some references on the final settlement from the IP don't match exactly with the letters I'm getting. I saw one creditor (Northern Rock) didn't even 'vote' and still sending stuff via their appointed creditor ??
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