I made my last payment with Melanie in January and received my cert in April. I know it's all different so hard to say when but I know for sure she'll not hold up closure any longer than necessary. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
Really depressed has been 3 months since last payment and 2 months since iva court date this Thursday and still not got a completion certificate from mel's team .
I am not sure why you are depressed fingers - we have two months to issue the report and I have actually finalised it on time this evening. I really do try my best for my own clients, and it is really disheartening when my efforts lie unappreciated, and worse still because I post publicly on this forum, that my clients then use this medium to post adverse comment.
When I see all of the adverse comments about other firms, and see clients who have literally waited years and not a couple of months for their closure - and compare those firms profits to my own - I do wonder sometimes who is the fool.
Well done Mel ..another certificate of completion on it's way... Fantastic efforts by you and your team which are widely appreciated by us all ....
Forum members ... Please ensure you communicate direct with your IP when yo have concerns or questions ... It is absolutely vital you gain their advice and this is specific to your IVA terms and conditions.
We can provide general advice and guidance and will do so, but there is nothing better than specific case advice.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
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