Does the 6yr period that an IVA stays on your credit file start from the starting or ending date ?

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Corin.mt

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Post by Corin.mt » Tue Aug 06, 2013 1:23 pm
Does the 6yr time period that an iva stay's on your credit file start from the start or end of your iva??
 
 

Shining

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Post by Shining » Tue Aug 06, 2013 1:28 pm
It will stay on your credit file for 6 years from date of acceptance i.e the creditors meeting.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kieser

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Post by kieser » Tue Aug 06, 2013 1:57 pm
We are into our 7th year due to the impossible situation that the PPI issues have caused,we finished paying our iva in July 2012.I recently joined credit expert to look at my credit file and the iva is still on it....I contacted credit expert to get this removed and they said,"sure,if you forward your completion certificate to us we will remove it immediately"....Needless to say we are still waiting for our completion certificate so it does not just drop off your credit file after your 6th year is up.
 
 

back on track

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Post by back on track » Tue Aug 06, 2013 2:01 pm
it wont have dropped of yet becorse its not closed yet.only when you get your cc is the iva officially over.
cc received 6th January 2014 now upwards and onwards
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