I am in an IVA which I paid my final payment last October after 5 years, this is with Grant Thornton, they are still going through the final assessments but I am not sure how long this will take, I email but get no responses and am worried they will start to ask for more of my money. I paid all my payments and fulfilled every requirement they asked for. Recently they asked for a valuation of my house, I sent it in at £129k from a web service, they obtained one from another web service at £152k and used that, I then obtained an estate agent valuation at £134k and sent that in but that was three weeks ago with no response. sorry to go on a bit.
How long should it take to close my IVA and get my certificate of completion.am I right to start looking for reason why they are taking so long?
Hi -- have they mentioned or started PPI investigations yet ? That will be the next brick wall you might run into. Some GT clients have been waiting over 2 years for their completion certificates. GT is also one of the few firms which will still go after windfalls whilst waiting!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
They have already applied for that but I had none. I want to look at selling my house but I cannot while this is going on, I spilt up from my wife and she gets the house in the settlement, they can just say no until this is finished I take it. can they just ask for anything until I get a completion certificate. is this right or is there something I can do to make them move along with it.
Well -- it is "correct" but not "right". There is little you can do apart from make noise. There is an internal complaints procedure ( which can take over three months to work through, then you can complain to the regulators (IPA). If you do a search for Jo Swinson, you will find a couple of threads where she indicates an interest from the Government.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014