So nearly there! A BIG THANKYOU to all.

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Grant57

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Post by Grant57 » Wed May 08, 2013 1:29 pm
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I am new to the site. My IVA strted on June 25th 2007, initially for 60 months. I was gutted to receive notice in Feb 2012 that this was to be extended by 12 months as I had no equity in my property. I have now made 70 payments with only 2 more payments to make. It has been a really hard journey but so worth while. I have taken comfort and advice from the various posts on here over the years and have just found the courage to register so that I could thank all contributors for the plethora of sound advice and encouragement on offer. Roll on July and a debt free future!!
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Shining

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Post by Shining » Wed May 08, 2013 1:43 pm
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Hi and welcome. I'm glad the forum has given you comfort and advice along your journey. Hoping the last two months of your IVA run smoothly and it won't be long at all before you're debt free. Do keep posting.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Michael Peoples

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Post by Michael Peoples » Wed May 08, 2013 1:50 pm
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Well done from me too and glad you found the Forum a help over the years.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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Kelly O

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Post by Kelly O » Wed May 08, 2013 2:06 pm
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Congratulations on nearly completing your IVA :-)

I am glad you have found the forum a support during your IVA and wish you all the best for the future
Regards Kelly Osadare Debt Advice Manager at www.pjgrecovery.com (host to www.melaniegiles.com.)

PJG Recovery have a free online advice channel at www.debtadvicetv.com. If you are ready to ask us for specific advice or help, then get in touch at www.pjgrecovery.com/contact-us.asp . I look forward to speaking to you.
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josu

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Post by josu » Wed May 08, 2013 2:08 pm
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Thats fantastic, good for you. I have six payments left [:D]
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Goffy

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Post by Goffy » Wed May 08, 2013 2:20 pm
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Well Done!!
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luluj

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Post by luluj » Wed May 08, 2013 6:58 pm
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Really pleased that you have reached the end of your IVA journey nearly and that you have taken the time to post on the forum - don't be a stranger - it still is there to help people post IVA and gives hope and encouragement to other members who are starting their journies.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Adam Davies

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Post by Adam Davies » Wed May 08, 2013 7:29 pm
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Hi Grant

Congratulations on nearing the end of your 6 year IVA. Can I ask if you have been caught up at all in the PPI fiasco ?

Regards
Andam Davies
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mole

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Post by mole » Wed May 08, 2013 7:30 pm
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Great stuff grant, encouragement to us all !!
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Skippy

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Post by Skippy » Wed May 08, 2013 7:52 pm
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Congratulations Grant and enjoy your debt free future x
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Struzzo39

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Post by Struzzo39 » Wed May 08, 2013 9:14 pm
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Congratulations and welcome to the forum x
Steven & Debbie
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wiggle1

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Post by wiggle1 » Wed May 08, 2013 11:37 pm
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Well done. I hope the next two months fly by for you!
Life after IVA is wonderful.
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Grant57

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Post by Grant57 » Thu May 09, 2013 9:33 am
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Andy Davie

Hi Grant

Congratulations on nearing the end of your 6 year IVA. Can I ask if you have been caught up at all in the PPI fiasco ?

Regards
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Grant57

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Post by Grant57 » Thu May 09, 2013 9:41 am
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Apology to Andy Davie! I replied with your own comments, not so hot at IT, I guess! Wanted to respond to your query regarding PPI. I am with DFD and they sent out some forms for me to sign from various credit cards etc. that I held as I entered my IVA. I have been notified of only one response from Lloyds TSB which noted I was owed c.£700 but that this would be sent to DFD and set against my IVA. Other than that, I have had no info. and I am hoping beyond hope that this does not hold up my certificate of completion in any way.
Thanks again for all the encouraging messages!
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