IVA completed, waiting CC, apply for a new job

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Iain.68

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Post by Iain.68 » Wed Apr 17, 2013 12:15 pm
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Hello everyone, I'm looking for some advice.
I made my last payment in Feb 13 and am waiting my completion certificate, I've been told by DFD that this may take up to 6 months. I work in the Insurance Industry dealing with claims and I've seen a new job advertised, the salary is significantly more than I am currently on. I am undecided as to whether to apply for it, as I am concerned that if a credit check is made then I will fail it. Does anyone have any thoughts ?
Now the wait for completion certificate!!
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Shining

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Post by Shining » Wed Apr 17, 2013 1:00 pm
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Hi Iain, your IVA will stay on your credit file in any case for 6 years from date of acceptance. Could you ask if they would be completing a credit check?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Foggy

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Post by Foggy » Wed Apr 17, 2013 1:11 pm
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I would apply anyway -- if they ask, be honest. If you don't apply you will never know.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Kelly.23

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Post by Kelly.23 » Wed Apr 17, 2013 2:02 pm
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Good luck if you do apply for the job
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MelanieGiles

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Post by MelanieGiles » Thu Apr 18, 2013 1:26 am
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And ask DFD if they will make an exception in your case, and close their adminstration as soon as possible. I fail to see wby IPs are doing unecessary annual reports, when they could be final reports.
Regards, Melanie Giles, Insolvency Practitioner
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Iain.68

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Post by Iain.68 » Thu Apr 18, 2013 8:37 pm
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Thanks for the advice, job applied for, DFD contacted. Fingers crossed !!
Now the wait for completion certificate!!
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Foggy

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Post by Foggy » Thu Apr 18, 2013 8:45 pm
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Best of luck, Iain
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MelanieGiles

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Post by MelanieGiles » Thu Apr 18, 2013 8:47 pm
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Let's hope you are eventually successful on both counts.
Regards, Melanie Giles, Insolvency Practitioner
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orchid5

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Post by orchid5 » Thu Apr 18, 2013 8:47 pm
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Good luck Iain, hope you get it, don't put your life on hold now. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
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Robbieboy

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Post by Robbieboy » Thu Apr 18, 2013 9:12 pm
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Good luck, nothing ventured nothing gained ! Xx
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
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Shining

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Post by Shining » Thu Apr 18, 2013 9:18 pm
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Good luck from me too
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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