Want a Baby

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Julie

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Post by Julie » Sat Apr 13, 2013 5:12 pm
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Hi - to answer the original post, yes the IVA will be affected as your circumstances will change if/when baby comes along. A new I&E would ne needed to determine if you can afford the agreed payments or if a reduction could be made.

Please do not let an IVA get in the way of having a family, a baby is a precious gift and will be worth any challenges you face with the IVA.
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DCX1983

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Post by DCX1983 » Sat Apr 13, 2013 5:26 pm
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I currently have two years left. Would it be worth waiting around one year, then when the baby is born my IVA will be all but complete? Decisions Decisions Decisions....
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abbiesmum2003

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Post by abbiesmum2003 » Sat Apr 13, 2013 5:40 pm
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From a person who has waited then had problems getting a baby i would say if you can and want to try now then do so. There is never a right time to have a baby and you can never 'afford' too but if you wait then god forbid it doesnt happen straight away or you sadly have a rough journey you may regret not trying sooner. From personal experience i woukd say just see how it goes! These things happen when least expect it!! maybe dont try but dont take precautions either ;-)) if its what you and partner want jyst do it. As julie said children are a precious gift and cant put life on hold!! Go for it!!
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plasticdaft

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Post by plasticdaft » Sat Apr 13, 2013 5:59 pm
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It took us 5 years of trying for a baby so I wouldn't try to calculate exactly when a good time to have one will be!!

A wise man once told me that if we all waited until we could afford kids nobody would ever have them. You adjust to the costs.

As for the thread title I thought it was somebody giving a youngster away! !!

Good luck.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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abbiesmum2003

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Post by abbiesmum2003 » Sat Apr 13, 2013 6:26 pm
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I couldnt agree more plasticdaft.
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cunningstunt

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Post by cunningstunt » Sat Apr 13, 2013 7:02 pm
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I had a child whilst in the IVA and it was actually straightforward.
Thanks,


Paul
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Foggy

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Post by Foggy » Sat Apr 13, 2013 7:09 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by cunningstunt

I had a child whilst in the IVA and it was actually straightforward.
Paul -- I imagine YOU having a child at any time would be FAR from straighforward, blessed, as you are, without the required exit routes ! [:D][:D]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Sat Apr 13, 2013 7:12 pm
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Start trying now...don't wait........ It may take a while....
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Foggy

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Post by Foggy » Sat Apr 13, 2013 7:19 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by luluj

Start trying now...don't wait........ It may take a while....
Sorry Lulj --- that made me laugh. I have this picture of a guy in goggles standing at the end of the bed ( fortunately I have only imagined the head), saying, " This may take a while ..... I'm going in!"
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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cunningstunt

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Post by cunningstunt » Sat Apr 13, 2013 7:21 pm
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I was Paula at the time......no one should discriminate against that.
Thanks,


Paul
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Foggy

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Post by Foggy » Sat Apr 13, 2013 7:23 pm
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by cunningstunt

I was Paula at the time......no one should discriminate against that.
You won't believe this, but I used to know a "Paul" who became a "Paula" -- you don't work in theatrical lighting, do you ??
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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abbiesmum2003

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Post by abbiesmum2003 » Sat Apr 13, 2013 7:23 pm
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Foggy you make me chuckle!!!
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luluj

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Post by luluj » Sat Apr 13, 2013 7:25 pm
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Foggy behave !!!! I have almost wet myself with laughter !!!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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cunningstunt

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Post by cunningstunt » Sat Apr 13, 2013 7:33 pm
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lol.
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by cunningstunt

I was Paula at the time......no one should discriminate against that.
You won't believe this, but I used to know a "Paul" who became a "Paula" -- you don't work in theatrical lighting, do you ??
Thanks,


Paul
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Kelly.23

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Post by Kelly.23 » Sat Apr 13, 2013 7:59 pm
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I would also say if its want you both want then don't let the iva put you off. We had 2 children while in our iva and payments were adjusted accordingly, we were allowed to reduce them a few months before maternity leave started to get some bits for baby
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