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Ruffy.82
- Posts: 1
- Joined: Thu Feb 28, 2013 8:47 pm
2 more payments to go and there trying to get more money out of me already put it up from 350 to 524 got two kids big mortage cant pay this they told me if i didnt pay the iva fails ant ideas
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back on track
- Posts: 1085
- Joined: Mon Mar 16, 2009 5:05 pm
- Location: United Kingdom
who are we talking about?
they can only put up your payments if you have extra income coming in.
your mortgage does not have much bearing on it as it must be allowed for in your i@e sheet.
have you missed any payments or owe anything that you should have paid for overtime etc.
give us a bit more info.
cc received 6th January 2014 now upwards and onwards
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Welcome to the frum and well done for getting this far. No one at this late stage will want to see your IVA fail.
I would encourage you to speak to your IP direct and seek answers as to what the additional monies is for and where they believe it has risen from....if your income has not changed and expenses stayed the same then I cannot see a reason. Has your mortgage rate changed leaving you with more moy each month by any chance?
Pick the phone up and chat to your IP.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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ruffy6882
- Posts: 4
- Joined: Mon Feb 25, 2013 1:17 pm
- Location:
spoke to them last night they said my wages have gone up which they have but fuels gone up food has ive got a court order to sell house to pay the ex off so i cant go any longer on the iva done nearly 6 yrs forgot to put im with freeman jones
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GilliB
- Posts: 656
- Joined: Fri Mar 02, 2012 4:29 pm
- Location: United Kingdom
Hi Ruffy. Welcome to the forum. Have you had an opportunity to update your I&E? Oi'm assuming your stating that your outgoings have increased in line with your wage rise. It would be worth getting the figures down before you call them back. As said - no-ine wants it to fail now. Best of luck x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
I am still sure that no one will want your IVA to fail after all this time. Have you spoken to your IP or was it one of the case workers ? Sometimes the caseworkers overlook and it is beneficial to go to the next tier or higher.
If it were me I would insist on a conversation with IP direct and be sure to have all your expenditure listed line by line highlighting the increases against your change in income....keep the communication going ..hopefully this will be resolved in your favour x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
