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jamster247

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Post by jamster247 » Thu Jan 17, 2013 4:53 pm
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Hi

I have just received an email of one of my creditors (wonga) that they have passed my debt on to a debt recovery company, 10th decmebr my IVA Started in november

can they still send me emails like this? and what shall i say when the company contacts me?

any help will be grateful
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TheArtist

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Post by TheArtist » Thu Jan 17, 2013 4:59 pm
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No they should't be contacting you. Tell your IP and they will tell Wonga to stop. Probably with a flea in their ear.
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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Foggy

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Post by Foggy » Thu Jan 17, 2013 4:59 pm
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Hi -- they can send emails -- unless they start to border on harrassment!

If the company contacts you simply give them the details of your IP and tell them to speak only to them. Do not get into any discussions otherwise.

I assume wonga are contained within your IVA. Also inform your IP -- he / she might like to have a word in their ear.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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jamster247

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Post by jamster247 » Thu Jan 17, 2013 5:00 pm
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hi thanks for that,

yeah wonga is in the iva
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TheArtist

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Post by TheArtist » Thu Jan 17, 2013 5:01 pm
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Jamster, Foggy and I conflict here, but for sure contact your IP.
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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Niobe

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Post by Niobe » Thu Jan 17, 2013 5:02 pm
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Do contact your IP - it might be just a question of the left hand and right hand not being in communication with each other. It does sometimes happen.
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Foggy

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Post by Foggy » Thu Jan 17, 2013 5:06 pm
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TA -- where do we diverge :-) ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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TheArtist

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Post by TheArtist » Thu Jan 17, 2013 5:36 pm
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F - Once in a IVA, I was told by my IP, that those creditors within the IVA, could not contact me, period. Perhaps, its was my IPs practice
Completed IVA - August 2012 pheeeeeeeeeew
Only my opinion - Nothing More Nothing Less
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nittykitty

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Post by nittykitty » Thu Jan 17, 2013 5:49 pm
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Hi Jamster247,

Yes I agree with The Artist. I was told exactly the same and those who did contact me I passed them onto my IP. I'm with DFD.
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luluj

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Post by luluj » Thu Jan 17, 2013 5:50 pm
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You are fully protected whilst in your iva .....just a suggestion add their email address to your spam list !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Niobe

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Post by Niobe » Thu Jan 17, 2013 5:51 pm
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Have to agree with TheArtist - creditors should not contact you (other than the annual statement and from companies such as Max Recovery to tell you that they have bought the debt).

Perhaps it's not a debt collection agency but one of the companies that buy up debts.
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Foggy

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Post by Foggy » Thu Jan 17, 2013 5:55 pm
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We will have to agree to disagree on this -- my understanding is that they are allowed to contact you, for, amongst others, the reasons mentioned above. What they are not allowed to do is demand payment or harass you.

I do not believe there is a blanket ban on contact. per se, in either direction.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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