Check your credit record with all three agencies, Experian, Equifax and Call Credit and make sure there are no defaults after the date of IVA acceptance. If there are then send a copy of your completion letter to those creditors and tell them to remove the defaults.
The IVA will drop off six years from the date of acceptance.
also people reading this still in iva i had 5 very hard years thought it would never end but it as and im now debt free, just keep going there is a light at the end of the tunnel its worth it in the end good luck to all
You can do it online or write and ask for a copy. If you write it will cost you £2 a time. Experian do a free trial online (remember to cancel though)or you can sign up to Noddle (which covers Call Credit)for free.
make sure the default that is on there is dated from the date your IVA was approved or before, it should have been applied after this date, if it has you need to ring the creditor responsible and ask them to change it or remove it
