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NoCash2012

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Post by NoCash2012 » Fri Nov 23, 2012 10:28 am
ALL ACCEPTED!!! :D :D

YIPPPPEEEEE!!!
 
 

NoCash2012

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Post by NoCash2012 » Fri Nov 23, 2012 10:30 am
All creditors agreed but MBNA asked for extra money but because all of the others agreed my monthly payment etc is as originally stated.

Apparently the creditors have asked for a little bit more money from my IP i.e. so they dont get quite as much commission, but none of that affects my payments.
 
 

Foggy

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Post by Foggy » Fri Nov 23, 2012 10:37 am
Well done :-) Creditors squeezing the fees is commonplace these days.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Michael Peoples

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Post by Michael Peoples » Fri Nov 23, 2012 10:43 am
Well done from me too.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
 
 

Spanna1310

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Post by Spanna1310 » Fri Nov 23, 2012 10:59 am
Congrats - heres to the next five years to becoming debt free :) x
 
 

NoCash2012

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Post by NoCash2012 » Fri Nov 23, 2012 11:02 am
:D mine will be 6 years though, as my house is shared ownership
 
 

Shining

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Post by Shining » Fri Nov 23, 2012 11:37 am
That is great news! hope your journey is a very smooth one. At least you have an end date to the debt in 6 years which believe me goes quickly you'll be debt free. Keep using the forum if you want x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

NoCash2012

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Post by NoCash2012 » Fri Nov 23, 2012 11:44 am
I sure will, this forum is great.

Fantastic support. I don't know what I would have done if I couldn't have come on here and talking about stuff.

Its even helped me talk to my friends and family about my situation. And as soon as I did, it was surprising how many other people are in a similar situation.
 
 

Cariadqueen

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Post by Cariadqueen » Fri Nov 23, 2012 11:51 am
So pleased for you! Ours is on the 6th December......some more nail biting time for us :)
25 months down.....We will be debt free!
 
 

NoCash2012

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Post by NoCash2012 » Fri Nov 23, 2012 11:55 am
Hope everything goes well Cariadqueen.
 
 

Shining

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Post by Shining » Fri Nov 23, 2012 1:00 pm
The forum has many positives and Nocash2012 your post is proof of this x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

lin.r

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Post by lin.r » Fri Nov 23, 2012 1:45 pm
Fantastic news,knew you'd be ok!
Good luck for the future.
Lin
 
 

Niobe

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Post by Niobe » Fri Nov 23, 2012 4:11 pm
Brilliant news - congratulations.
 
 

in-a-mess-indeed

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Post by in-a-mess-indeed » Fri Nov 23, 2012 5:13 pm
Fantastic well done, look forward to a debt free future.
Took The plunge and made the call, changed our family life and we have never been happier. Debt free and wont go back..... IVA was by far the best thing we ever did to teach us the real value of Family and money
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