breach of IVA if apply for new Mobile contract?

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Shining

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Post by Shining » Mon Nov 05, 2012 2:03 pm
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Enjoy your new phone, we may be in an IVA but we're allowed to live and my phone is my bit of luxury x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Niobe

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Post by Niobe » Mon Nov 05, 2012 2:10 pm
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I love my new phone when I'm able to upgrade.
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lem

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Post by lem » Mon Nov 05, 2012 2:22 pm
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absolutely, it's the little things that help you get through these few years xx
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Donkeysass

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Post by Donkeysass » Mon Nov 05, 2012 6:06 pm
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Jumping in here but here goes SPlasshhhhhhhhh !!!!!

When you complete your IVA and you apply for a Phone or some other credit situation eg overdraft upgrade Does the fact that you have completed your IVA help as in if they do a check it will say Mr Smith IVA start date March 2007 Finished March 2012

So technically you are free of the IVA none of this waiting 6 months for a certificate As in my case I have completed my 5 years so its not fair to be still hanging in mid air worrying and waiting incase they come back with something wrong
How can people celebrate for me I am still stuck in the same feeling as when I started even though yes I have pennies to spend now its not over until I get a certificate
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