Why not pick up the phone tomorrow and talk to 2 or 3 professionals. You will find a list at www.iva.com and once you make that first call the others will become easier.
All debt solutions can be discussed that are relevant to you and all advice is free x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Difficult to advise with such scant information Ericcaz, but in principle if you have debts you cannot afford to repay then an insolvency practitioner will find a solution for you. I would give someone a call soonest, to set your mind at rest about all of the options - all of which are also suitable for self-employed people.
Glad to see you have joined the forum ericcaz! Hopefully it will become clear to me which of our new clients you are as it is hard to tie up sometimes! You have also found a great bunch of supporitve people on here to be there for you along the way.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Ericcaz..............most importantly....you are not alone.
The advice on this forum changed my life. Im just over half way through my iva...it isn't easy and will require lifestyle changes you wouldnt of thought of yourself, but its not impossible. Melanie and her team are amazing.
Gary
learn to cook, find your faith, never say die, money isn't everything, look for the small things in life, never ignore a sunset - and listen to Melanie (never have I put so much faith in someone who scares me so much -thank you-)
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
