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debtdebtdebt
Posts: 32 Joined: Tue Aug 28, 2007 2:41 pm
Location: United Kingdom
Hi.
We had a variation meeting in June and it was agreed that our creditors would take payments to date due to a major drop in income.
Today we received our completion certificate and we are no longer on the IVA register.
THANKS GRANT THORNTON AND EVERYONE ON THIS FORUM WHO HAVE HELPED US OVER THE LAST 4 YEARS.
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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Congratulations
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
kazzafunk
Posts: 4749 Joined: Sat Mar 19, 2011 6:47 pm
Location: United Kingdom
Well done - now you can enjoy the rest of your life knowing every penny you earn is your own!
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
Location:
What great news, enjoy your debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
komakino
Posts: 216 Joined: Tue Jun 09, 2009 4:47 pm
Location: United Kingdom
Congratulations! Must be a huge relief!
I'm in a similar position as my wife is going to be off work for around 4 months and I only have 4 more months left to pay...I haven't been offered that particular option though yet.
GilliB
Posts: 656 Joined: Fri Mar 02, 2012 4:29 pm
Location: United Kingdom
Congratulations debtdebtdebt! It must be a huge relief for you. Wishing a bright future for you and your family. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
Ivaniva
Posts: 138 Joined: Sat Jul 16, 2011 3:56 pm
Location: United Kingdom
Well done.
It's a great feeling isn't it?
Final payment made Dec 2011.
Certificate of Completion arrived 26th Sept 2012
Pandy
Posts: 1987 Joined: Tue Jun 08, 2010 5:49 pm
Location: United Kingdom
Good news for you, enjoy your debt free future
nice to see GT only taking 3 - 4 months to finalize it instead of the 6 - 12 months they seemed to be heading towards
If life is what you make it, I must have been in a strange mood when I made mine
Niobe
Posts: 5169 Joined: Tue Jul 03, 2012 9:56 am
Location:
Congratulations from me as well.
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
congratulations and enjoy debt freedom - glad GT were able to process your closure quickly for you.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
orchid5
Posts: 1814 Joined: Sat Jul 05, 2008 2:37 pm
Location: United Kingdom
Congratulations and best wishes for the future DDD. xxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Tina Shortland
Posts: 2950 Joined: Tue Jan 05, 2010 11:30 am
Location:
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Great news debtdebtdebt - happy celebrating this weekend and best wishes for your future ahead. Glad you have found the forum so helpful - hope you stay around on it from time to time to keep in touch.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at
www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at
www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
2e1var
Posts: 17 Joined: Fri Jan 13, 2012 7:39 am
Location: United Kingdom
did you drop off the register that quickly ? I thought you had to stay on for 3 months ?
1 year since final payment and still no completion certificate
Niobe
Posts: 5169 Joined: Tue Jul 03, 2012 9:56 am
Location:
It can take up.to three months. Some drop off quicker than others.
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Niobe
It can take up.to three months. Some drop off quicker than others.
At my age things drop off pretty quickly !!!!
Sorry --- couldn't resist [:D]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014