Its over

Get expert opinion. This is the place for new questions to be posted.
18 posts Page 1 of 2
Post Reply
 
 

debtdebtdebt

User avatar
Posts: 32
Joined: Tue Aug 28, 2007 2:41 pm
Location: United Kingdom
Post by debtdebtdebt » Thu Sep 27, 2012 8:14 pm
Quote
Hi.
We had a variation meeting in June and it was agreed that our creditors would take payments to date due to a major drop in income.
Today we received our completion certificate and we are no longer on the IVA register.
THANKS GRANT THORNTON AND EVERYONE ON THIS FORUM WHO HAVE HELPED US OVER THE LAST 4 YEARS.
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Thu Sep 27, 2012 8:15 pm
Quote
Congratulations :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
 
 

kazzafunk

User avatar
Posts: 4749
Joined: Sat Mar 19, 2011 6:47 pm
Location: United Kingdom
Post by kazzafunk » Thu Sep 27, 2012 8:39 pm
Quote
Well done - now you can enjoy the rest of your life knowing every penny you earn is your own!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Thu Sep 27, 2012 8:42 pm
Quote
What great news, enjoy your debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

komakino

User avatar
Posts: 216
Joined: Tue Jun 09, 2009 4:47 pm
Location: United Kingdom
Post by komakino » Thu Sep 27, 2012 10:21 pm
Quote
Congratulations! Must be a huge relief!

I'm in a similar position as my wife is going to be off work for around 4 months and I only have 4 more months left to pay...I haven't been offered that particular option though yet.
Top
 
 

GilliB

User avatar
Posts: 656
Joined: Fri Mar 02, 2012 4:29 pm
Location: United Kingdom
Post by GilliB » Fri Sep 28, 2012 4:24 am
Quote
Congratulations debtdebtdebt! It must be a huge relief for you. Wishing a bright future for you and your family. x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
Top
 
 

Ivaniva

User avatar
Posts: 138
Joined: Sat Jul 16, 2011 3:56 pm
Location: United Kingdom
Post by Ivaniva » Fri Sep 28, 2012 6:16 am
Quote
Well done.
It's a great feeling isn't it?
Final payment made Dec 2011.
Certificate of Completion arrived 26th Sept 2012
Top
 
 

Pandy

User avatar
Posts: 1987
Joined: Tue Jun 08, 2010 5:49 pm
Location: United Kingdom
Post by Pandy » Fri Sep 28, 2012 7:06 am
Quote
Good news for you, enjoy your debt free future

nice to see GT only taking 3 - 4 months to finalize it instead of the 6 - 12 months they seemed to be heading towards
If life is what you make it, I must have been in a strange mood when I made mine
Top
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:
Post by Niobe » Fri Sep 28, 2012 8:15 am
Quote
Congratulations from me as well.
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Fri Oct 05, 2012 7:49 am
Quote
congratulations and enjoy debt freedom - glad GT were able to process your closure quickly for you.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

orchid5

User avatar
Posts: 1814
Joined: Sat Jul 05, 2008 2:37 pm
Location: United Kingdom
Post by orchid5 » Fri Oct 05, 2012 8:43 am
Quote
Congratulations and best wishes for the future DDD. xxxx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.

IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Top
 
 

Tina Shortland

User avatar
Posts: 2950
Joined: Tue Jan 05, 2010 11:30 am
Location:
Post by Tina Shortland » Fri Oct 05, 2012 11:07 am
Quote
Great news debtdebtdebt - happy celebrating this weekend and best wishes for your future ahead. Glad you have found the forum so helpful - hope you stay around on it from time to time to keep in touch.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Top
 
 

2e1var

User avatar
Posts: 17
Joined: Fri Jan 13, 2012 7:39 am
Location: United Kingdom
Post by 2e1var » Fri Oct 05, 2012 5:23 pm
Quote
did you drop off the register that quickly ? I thought you had to stay on for 3 months ?
1 year since final payment and still no completion certificate
Top
 
 

Niobe

User avatar
Posts: 5169
Joined: Tue Jul 03, 2012 9:56 am
Location:
Post by Niobe » Fri Oct 05, 2012 5:27 pm
Quote
It can take up.to three months. Some drop off quicker than others.
Top
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom
Post by Foggy » Fri Oct 05, 2012 5:32 pm
Quote
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Niobe

It can take up.to three months. Some drop off quicker than others.
At my age things drop off pretty quickly !!!!

Sorry --- couldn't resist [:D]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Top
Post Reply
18 posts Page 1 of 2
Return to “Ask IVA Forum and Industry experts”