Here we go! .....

[Michael Peoples]

They will receive a copy of the proposal now anyway so will be fully aware of the IVA. You may get the odd phone call from a call centre but nothing of any great concern. It will not impact on your IVA in the slightest.

[Niobe]

It will have no impact at all.

What I would suggest, if you have online access to any accounts , is to go in and remove any contact numbers you have down there.

It's up to you whether you contact the creditors. Your Ip.will be doing that as well.

[Broke of London]

I didn't pay anything once I'd made the decision to enter an IVA.

It doesn't make any difference to the voting so don't let them threaten you...it's all meaningless so let them bluster away

[luluj]

Cancel your direct debits and let them contact you - they will receive a copy of the proposal document now and should annotate their system. Should you receive phonecalls then my suggestion is to simply say we are entering into an IVA your company has been informed and all correspondence should now go via my IP.
Polite and to the point - don't be badgered into making a payment ....use this money to build a small emergency fund as you will need it when in an IVA.

[charlieo]

Thanks for the advice. Have cancelled them all so will just wait and see what happens, have had confirmation that my creditors meeting is Friday 13th! Hmmm! But not too long to wait x

[Broke of London]

13 is considered a lucky number in some cultures! The meeting will come round soon now. It all seems to be happening really quickly! x

[charlieo]

I know, I can't believe it's moved so fast, MCD have been excellent so far and put everything together really quickly. Just hope it all continues to go smoothly and quickly! x feeling loads better about everything since my last frantic messages to you Broke! x

[Broke of London]

Everything will be fine with MCD representing you! They seem to be very efficient and caring from reading their posts on this forum.

x

[adam090376]

Good luck I am sure you will be fine