Creditors meeting now!!!!! Eeeek!!!

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hellsbells

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Post by hellsbells » Thu May 17, 2012 5:32 pm
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Hi taxi driver, it's been stressful with the waiting and the worry of the creditors getting hold of me but up until now I have spoke to noone!! I deleted my land line off all online creditors sites and didn't answer my mobile to any number I didn't know, the letters have been pretty polite to be honest, just saying help is there if u need it as u have missed a pmt etc, now it has been agreed hopefully those will stop, we will actually have more money now a month than we have been living on over the past year as we werent using any further credit and just getting by on the money we had, I never once missed a pmt to my creditors until the iva process, that was my biggest worry, I thought because I had always been a good payer they would refuse as would think how can they go from having a 100% record to this but hey they accepted so all good xx
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luluj

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Post by luluj » Thu May 17, 2012 5:50 pm
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brilliant news Hellsbells - you are now on the journey to debt freedom - remember we are all here to help and support you through your journey !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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nepensioner

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Post by nepensioner » Thu May 17, 2012 6:01 pm
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Sooo pleased for you xx
F & F Accepted 19th Oct 2010
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Foggy

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Post by Foggy » Thu May 17, 2012 6:04 pm
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Great News Hellsbells well done :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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footiemad

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Post by footiemad » Thu May 17, 2012 7:41 pm
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Nice one Hellsbells and welcome to the forum x
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Rich

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Post by Rich » Thu May 17, 2012 7:48 pm
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excellent news, well done
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look.
http://rich.blogs.iva.co.uk/
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Tina Shortland

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Post by Tina Shortland » Thu May 17, 2012 7:51 pm
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Great news hellsbells and welcome to the forum. I hope you stay around to join in with everyone.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.

If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com

If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
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pennieless

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Post by pennieless » Thu May 17, 2012 9:02 pm
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excellent news hellsbells
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kravarran

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Post by kravarran » Thu May 17, 2012 9:13 pm
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Excellent news hellsbells ...I'll be on the 5/6 year journey with you
The hardest part is telling a stranger about your problems ...... it's also the most important!


Completion Certificate Received! :D
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hellsbells

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Post by hellsbells » Thu May 17, 2012 9:25 pm
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Thanks everyone, just got the kiddies to bed so a few vinos in order to celebrate now, yeah I'll be around to post, will be great to share tips etc with everyone and get to know you all, I have read on here alot before joining today, glad I joined, your all so friendly and nice, thank you all xx
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hellsbells

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Post by hellsbells » Thu May 17, 2012 9:39 pm
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Thanks everyone, just got the kiddies to bed so a few vinos in order to celebrate now, yeah I'll be around to post, will be great to share tips etc with everyone and get to know you all, I have read on here alot before joining today, glad I joined, your all so friendly and nice, thank you all xx
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Niobe

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Post by Niobe » Thu May 17, 2012 9:54 pm
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Enjoy your wine, you deserve it!!
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Struzzo39

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Post by Struzzo39 » Fri May 18, 2012 7:19 am
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HI and welcome to the forum from us. A huge congratulations on your iva being accepted. heres hoping your road to becomming debt free is a smooth one for you xx
Steven & Debbie
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