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michael.b
Posts: 11 Joined: Thu Jul 26, 2007 6:57 pmLocation: United Kingdom
Am i right in saying that my IVA started on 6-06-2006 and will come off 6-06-2012 ???
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 amLocation:
I believe you are, 6 years from date of acceptance. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
michael.b
Posts: 11 Joined: Thu Jul 26, 2007 6:57 pmLocation: United Kingdom
great news then no more public record does this mean i never have to tell people i went through an IVA
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pmLocation: United Kingdom
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It depends - if you are asked if you have ever been insolvent or have ever been in an IVA you will have to say yes.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 amLocation:
If you were to be asked on an official form then be honest but you don't have to tell anyone you don't want to
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
michael.b
Posts: 11 Joined: Thu Jul 26, 2007 6:57 pmLocation: United Kingdom
its wrong really i have done my time most forms ask if you have been insolvent but this does not include IVA does it.
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pmLocation: United Kingdom
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Unfortunately it does include an IVA as it is a form of insolvency.
michael.b
Posts: 11 Joined: Thu Jul 26, 2007 6:57 pmLocation: United Kingdom
really but what would happen if you never mentioned it as its not actually on your file
Skippy
Posts: 20720 Joined: Sat Oct 21, 2006 6:08 pmLocation: United Kingdom
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I would never condone lying if you are asked the question. Creditors are free to keep their own records for as long as they wish so there is a chance you would be found out.
