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GilliB

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Post by GilliB » Tue Apr 17, 2012 2:16 pm
Whoopee! So so pleased for you I can't tell you! Moms are great aren't they! Now you can look onwards and upwards! X
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
 
 

kat68

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Post by kat68 » Tue Apr 17, 2012 2:40 pm
I have fantastic parents, who i cannot thank enough.
i dont think its quite sank in yet, i can remember so vividly this time last year waiting for my initial meeting and having not told anyone at that point apart from the wonderful members of iva.co.uk, who gave me so much advice and support which as a single mum i desperatly needed, so thankyou everyone!
Then if it wasnt that my beloved dog had to be put to sleep last september, and the fact that i couldnt afford to have her cremated and her ashes back which made me break down in front of my parents and tell all, who also helped out at that time also with my dogs cremation costs. They would never have known, and not offered to help me out with a full and final the way they did. Its funny how things turn out, life is certainly like a box of chocolates!
Once again thanks everyone, and a massive thankyou to Melanie Giles and her wonderful team, who provide a comprehensive yet very personalised service, thankyou so much xx
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

Goosed

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Post by Goosed » Tue Apr 17, 2012 2:56 pm
Wow...

Great news kat,

Not been on the forum much at all for a number of months...it`s amazing how you lose touch of things.

Enjoy your debtfree future[:D]
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".

Eric Cantona
 
 

Skippy

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Post by Skippy » Tue Apr 17, 2012 2:59 pm
Congratulations, that's brilliant news x
 
 

TeetersOnHeels

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Post by TeetersOnHeels » Tue Apr 17, 2012 3:04 pm
Just noticed your 'ticker' on another post - Great news about your F&F [:D]
It's nice to be important, but more important to be nice!
 
 

lem

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Post by lem » Tue Apr 17, 2012 3:11 pm
fantastic news Kat, I remember us going through the process this time last year, really pleased for you!!!
 
 

stewpots

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Post by stewpots » Tue Apr 17, 2012 3:12 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kat68

I have fantastic parents, who i cannot thank enough.
i dont think its quite sank in yet, i can remember so vividly this time last year waiting for my initial meeting and having not told anyone at that point apart from the wonderful members of iva.co.uk, who gave me so much advice and support which as a single mum i desperatly needed, so thankyou everyone!
Then if it wasnt that my beloved dog had to be put to sleep last september, and the fact that i couldnt afford to have her cremated and her ashes back which made me break down in front of my parents and tell all, who also helped out at that time also with my dogs cremation costs. They would never have known, and not offered to help me out with a full and final the way they did. Its funny how things turn out, life is certainly like a box of chocolates!
Once again thanks everyone, and a massive thankyou to Melanie Giles and her wonderful team, who provide a comprehensive yet very personalised service, thankyou so much xx
It hasnt sunk in for me yet.

Its not just the 'debt free' but now for me

be a 'adult' and live within your means
 
 

kat68

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Post by kat68 » Tue Apr 17, 2012 3:16 pm
agree with you completly stewpots, the only thing i may possibly take credit for in the future would be a car loan. ive been given a second chance, and intend to make the most of it!
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

MelanieGiles

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Post by MelanieGiles » Wed Apr 18, 2012 1:46 am
So pleased for you Kat, and whilst we will be sorry to lose you as a client, we know that you are going to a much better place. Do you think that you will now decide to get another puppy or dog? I hope so, as I know how devastating it is to lose a much loved pet, but the joy a new furry friend brings will give you the very best start ever.

Keep in touch with us all on the forum - your words of wisdom and your own personal journey will help others both on and off line. And finally, a big pat on the back and hug to your parents, who are truly your best friends and supporters.
Regards, Melanie Giles, Insolvency Practitioner
 
 

luluj

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Post by luluj » Wed Apr 18, 2012 5:34 am
Well done and enjoy your new debt free life !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

footiemad

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Post by footiemad » Wed Apr 18, 2012 6:42 am
Wonderful news, congratulations x
 
 

Claire.37

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Post by Claire.37 » Wed Apr 18, 2012 6:45 am
Congratulations on being debt free.... Enjoy your debt free life! [:)]
Full & Final Accepted 22nd May 2012 :)
 
 

Shining

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Post by Shining » Wed Apr 18, 2012 7:41 am
What wonderful news, well done and do enjoy your debt free future. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Pandy

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Post by Pandy » Wed Apr 18, 2012 7:46 am
Fantastic news for you, enjoy being debt free.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Apr 18, 2012 8:31 am
Congratulations Kat i,m so pleased for you,i remember your dog passing away,and was sad about the ashes,as i did the same myself.Good luck for the future.
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