Most of us have mobile phone contracts - you just have to make sure they are not too expensive.
Which company are you with?
The forum is here for any advice and support you may need along the way.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have an O2 contract which my hubby uses and daughter took out a 3 contract for me during the IVA as they turned me down for one.
As long as it's not excessive then you should be ok.
Which IP company are you going with?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
going with CCCS.
My 3 contract is half way thru £35p/m my daughters exactly same, same phone etc. My husbands is £18p/m finishes August.
Thanks for all these replies.
Good company - how far through the process are you?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Any questions or support you need then the forum is here for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
good luck Big Red, your package is expensive, I shopped around for deals in the few months before I entered into n IVA, 3 are good if you phone each other alot - ie 3 to 3, but most of my calls aren't! my daughter just texts, and then we can call each other free (5000 minutes a month 3 to 3) so you might want to look at who you call, or use your landline after 7pm - calls are free to landlines then.
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
I'm in my fifth year of IVA and contract with 3 is fine(upgraded twice).If you change networks you will have a problem as they do credit checks.
However,if you Google phone contracts bad credit for example you will find links to get phones via the carriers directly and bypass the credit checks.But its a little more expensive,but there is always a way.
I pay £35 for mine and this has never been queried.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
You can always open up on here Big Red. I've told a few people about my iva but lots of people on here haven't told a sole so it is a lifeline...and we all have this shared experience so understand the journey you're about to embark on like no-one else! x
