Will this feeling ever go away?

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Broke of London

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Post by Broke of London » Sat Mar 10, 2012 10:53 pm
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I feel a little guilty that my debts have put a stop on our life to some degree...he foots most of the bills for our social life, the onus for buying a house is on him because I have no deposit, I can't save for a wedding... Honestly, to anyone young and considering an iva I have one word of advice: JFDI. The timing doesn't get any better if you wait!
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lem

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Post by lem » Sat Mar 10, 2012 10:54 pm
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....and the winning numbers to next weeks lottery please
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kallis3

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Post by kallis3 » Sat Mar 10, 2012 10:56 pm
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Wish I could help there but I think they are mine!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Sat Mar 10, 2012 10:59 pm
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Nice idea OT! Maybe our motto could be, "G-d grant me the Serenity to accept the things I cannot charge..."
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ditzydoodle

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Post by ditzydoodle » Sat Mar 10, 2012 10:59 pm
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Uh no sorry I got them I'm pretty sure - no,wait, do you have to buy a ticket ?
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kallis3

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Post by kallis3 » Sat Mar 10, 2012 11:01 pm
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Have lottery tickets from work (oddly enough I run the syndicate!!) and we did win £20 last week!!!

Still waiting for the big one though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Sat Mar 10, 2012 11:04 pm
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I won Nigerian Lottery. I sent them my bank details last week so they can send me the money. More fool them...I didn't even buy a ticket! [:)]
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ditzydoodle

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Post by ditzydoodle » Sat Mar 10, 2012 11:04 pm
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Wow what a win !!! Not bought one for years perhaps I should
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kallis3

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Post by kallis3 » Sat Mar 10, 2012 11:09 pm
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I've won that several times, plus a fair few billions in inheritances and/or tax rebates plus numerous other monetary gifts. I could pay off the debts of everyone on here several times over if I believed this rubbish!!!

I'm sure a lot of people do though!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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ditzydoodle

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Post by ditzydoodle » Sat Mar 10, 2012 11:12 pm
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Nice to dream tho
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olympic_torch

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Post by olympic_torch » Sat Mar 10, 2012 11:12 pm
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"Still waiting for the big one though!"
You sound just like Mrs Torch.
I assume she's talking about the lottery.
Aucto Splendore Resurgo.
IVA accepted May 2007.
Extended by 12 months in lieu of equity March 2012.
F+F offer accepted May 2012.
C of C received August 2012.
IVA dropped off credit file 24th May 2013.
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31101932

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Post by 31101932 » Sat Mar 10, 2012 11:12 pm
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Don't worry Red.

I struggled for about five years before entering an IVA.

The IVA was the best thing I could do.

I have learnt to budget and now see where the money is coing from and going years into the future.

Debt can happen to anyone, it only takes one small thing to go wrong and it grows from there.

THe IVA will not be easy and you will ahve to make choices and not always do the nice things you want to, but you will get through it.
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Broke of London

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Post by Broke of London » Sat Mar 10, 2012 11:13 pm
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According to some texts recently, I've been in a fair few car crashes I don't remember. Do you think the fact I've never been in a car crash (touch wood) will affect the £3,250 payout I'm entitled to?
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kallis3

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Post by kallis3 » Sat Mar 10, 2012 11:15 pm
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I am so fed up of phone calls and texts about things I'm not interested in.

Why don't they all just bog off!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Broke of London

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Post by Broke of London » Sat Mar 10, 2012 11:34 pm
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My pet hate is the 'underdog' adverts you see in daytime TV. They make my blood boil every time!
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