Moving away from think banking

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ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:06 pm
hey all thanks for the advice the co-op was very happy to give me a cash minder account - so yay 1 step further away from my IVA group lol
Last edited by ninja.tiger26 on Wed Jan 18, 2012 9:11 pm, edited 1 time in total.
 
 

Foggy

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Post by Foggy » Wed Jan 18, 2012 9:07 pm
Well done :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:11 pm
thanks
 
 

kallis3

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Post by kallis3 » Wed Jan 18, 2012 9:15 pm
Excellent news Ninja!!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:17 pm
kallis3 thanks :)
is there anyway we can put a link to that pdf somewhere, would be great for people looking to move on post IVA and get a 'normal standing' again. plus co-op especially seem to take anyone on - could be a great alternative to during a IVA spending £17 a month like i did.
 
 

kallis3

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Post by kallis3 » Wed Jan 18, 2012 9:21 pm
I've no idea ninja, I will have a word with Admin to see if they can do anything.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

herbekj

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Post by herbekj » Wed Jan 18, 2012 9:23 pm
Personally keeping my thinkbanking account after completion since I see no benefit from a high street account and remain in the situation whereby I know all my bills are paid with the dual accounts you get from them.

Have opened an ISA with another bank and been accepeted by Vanquis just last week to build up my credit score after just 6-8 weeks of IVA completion.

Really don't see what I you would get from a high street bank but of course massive congratulations on completion. It's great!
Last Payment - November 2011 - Completion Certificate received 2 weeks after last payment, Removed from Insolvency Register within 4 weeks after last payment.
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:23 pm
thanks, be nice to have a little post IVA guide for things as seems soon as the end hits no body on the IVA company side wants to know you :/ sites like this are a massive life line ive found
 
 

Daveyboi

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Post by Daveyboi » Wed Jan 18, 2012 9:25 pm
Hey ninja if you see my post over past couple of days entitled suggestion for admin. You will see I have suggested something a bit more in depth than that but does include your suggestion hopefully this will come to be before too long.

:D
DaveyBoi - Just Keep Smiling :)

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ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:26 pm
i think as my outgoings all hit 4 days after payday and arn't that great i can see the money im paying for think banking going to better places. but now i can atleast get a standing with a bank again. plus i miss talking to real people think are a pain at times you must admit lol.

must admit compleating does feel great :D
 
 

Foggy

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Post by Foggy » Wed Jan 18, 2012 9:27 pm
I have only had to ring co-op a couple of times, but found them very helpful and friendly.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:29 pm
foggy, ive always found that with co-op even during my iva - most banks politely say go away :/
 
 

kallis3

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Post by kallis3 » Wed Jan 18, 2012 9:31 pm
I've never had a problem speaking to Nationwide or Barclays when I need to.

If you can get an account that doesn't charge, then go for it!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:36 pm
Daveyboi
just had a quick look i think thats a good idea, i think at times its nice asking a question to get a personal reply and any sub questions going, but at times i would like looking at dead on facts to read, just a thinking mode lol. like it though. would be a good idea
 
 

ninja.tiger26

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Post by ninja.tiger26 » Wed Jan 18, 2012 9:41 pm
i was surprised co op said ok being as they was in my IVA - but guess they dont care. long as i have no come backs lol
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