Sorry that your IVA failed. Unfortunately it will remain on your record for six years from aceptance. There is no such thing as a free credit history site.
Why did your IVA fail? Can you propose another one?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Kallis, I havnt posted here since 2010, we couldnt manage the IVA, so wrote to them telling them we were going to fail. In 18months paid in over £3000 but none went to creditors.
£3164.53 paid in, plus upfront fees.
Bank Charges 22.75
Bond 46.00
Disbursments 80.39
Dividend 811.27
Legal fees 56.00
Nominees fee 1900.00
Rgeistration of IVA 30.00
Supervisor fee 218.12 Total £3164.53
we are now with Debt solutions south west, we payy £100 a month. Just trying to get our credit history at the moment, as my husband couldnt get a contract phone.
We are also splitting up, mutual parting though.
Last edited by moneypenny on Sun Jan 08, 2012 9:25 pm, edited 1 time in total.
Unfortunately the first payments you make will go to your IP company.
As Paul asks - what are you going to do now?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
What are you doing now moneypenny? Are you in a DMP? Have you thought of bankruptcy?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
the fees were £600 the interest is frozen, and thats for both of us. We just pay £100 between us. Some of the debt has been written off, and some have been negotiated for a smaller sum.
With your credit record, it will cost you £2 to get a copy from each of the agencies or you could sign up to the free 30 day trial from Experian if you have a debit card and then cancel afterwards.
It is very basic though and if you want to look at things in detail you would have to pay.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
