Getting A Mortgage After an IVA

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Gina.gu

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Post by Gina.gu » Tue Jan 03, 2012 11:31 pm
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Sorry about the remortgage paul..hope something turns up. The market keeps changing
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plasticdaft

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Post by plasticdaft » Wed Jan 04, 2012 12:01 am
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I am floating along nicely on lloyds SVR for the moment,long may it continue!!!

Keep up the good work Ryan. And remember some people just like a good moan on here!!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Wed Jan 04, 2012 8:41 am
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Ryan - nomoremoney is known to be cynical and negative about most things so I wouldn't worry too much about his posts. The vast majority of us don't.

Keep up the good work Ryan - we appreciate you being on here and giving up your time.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Wed Jan 04, 2012 10:37 am
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hahah dont sit on the fence Jan,just tell it like it is!!!!

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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kallis3

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Post by kallis3 » Wed Jan 04, 2012 12:47 pm
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I don't like to see our experts getting upset!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Ryan

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Post by Ryan » Wed Jan 04, 2012 12:57 pm
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Hi,

Not so much as upset, more annoyed!

Thanks Paul and Jan
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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kazzafunk

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Post by kazzafunk » Wed Jan 04, 2012 1:10 pm
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Please ignore the comments made Ryan, by all means respond and put the poster right as it's not good to have incorrect or inaccurate comments made.

You have helped many people on here and we would hate it if negativity turns you away!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Foggy

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Post by Foggy » Wed Jan 04, 2012 5:15 pm
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Ryan, I doubt I'll ever need a mortgage ( would LIKE one one day, but age is not on my side !)but would like to say that the results you have achieved so far do, indeed, speak for themselves. Keep up the good work.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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luluj

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Post by luluj » Wed Jan 04, 2012 6:00 pm
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I wouldn't be the happy little bunny that I am, or have had the best Christmas for years if it hadn't have been for Ryan - so keep going Ryan you are helping so many people out !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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785583

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Post by 785583 » Wed Jan 04, 2012 9:03 pm
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Ryan, I need to known something specific about this subject.Of course getting a mortgage or loan is possible after any debt resolution.That much is certain and was never in doubt in my mind.

Which Banks (is/are) offering the loans and what are the rates and deposit required and how does it fair with High street lenders? I don't generally use brokers unless I have to.

I understand some detail offerings are on a case to case basis but what's the general situation.Is 70% LTV possible with a 20% deposit within 3 years out of an IVA.
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Ryan

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Post by Ryan » Wed Jan 04, 2012 10:00 pm
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Hi 785583,

Yes is it possible, but depends on so many factors. There is not a general situation. as every case is different.

You will need to find an Independent broker in order to get help with this. The high street banks will not help you.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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785583

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Post by 785583 » Wed Jan 04, 2012 10:56 pm
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Ok,looks like l'll be dropping you a personal line Ryan. So the high street lenders wouldn't play ball after all even when the debts are paid.Specialist lenders will...mmmm.
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Ryan

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Post by Ryan » Wed Jan 04, 2012 11:00 pm
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No problem,
hope to speak to you soon
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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kazzafunk

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Post by kazzafunk » Wed Jan 04, 2012 11:01 pm
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Not suprised by that at all!
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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Gina.gu

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Post by Gina.gu » Thu Jan 05, 2012 9:33 am
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Ryan you've done a great job giving us hope for after our iva. Set us up for the new year and happy kids too. No more wasting money on rent. Have posted on other links about this, but just had to say all we have is positive beliefs about you and your work. :) speak soon when we are ready to go ahead .
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