Just been Reading through my chairpersons report and there is no mention of one of my creditors which was included and signed for in my proposal. The debt is for £96 which is considerably less than my other loans and cards but does this mean I don't have it covered by my iva even though it was in at the original proposal stage?
Ginger is correct, it's covered by your IVA. It may just be an oversight so just mention it to your IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thinking about it, if they didn't vote then they won't be mentioned on the report. It's only the ones that voted who are in the chairmans report.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Only the ones that vote are named in your Chairmans report - those that do not vote are still bound by your IVA and are listed in your proposal documents ! don't panic you are covered !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk