Missing creditor

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blue eyes

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Post by blue eyes » Fri Oct 21, 2011 9:58 pm
Just been Reading through my chairpersons report and there is no mention of one of my creditors which was included and signed for in my proposal. The debt is for £96 which is considerably less than my other loans and cards but does this mean I don't have it covered by my iva even though it was in at the original proposal stage?
 
 

ginger3232

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Post by ginger3232 » Fri Oct 21, 2011 10:12 pm
blue eyes - all the creditors would be bound by the IVA - the fact it is in your proposals.

If you still concerned - mention it to your IVA company/IP
 
 

kallis3

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Post by kallis3 » Fri Oct 21, 2011 10:29 pm
Ginger is correct, it's covered by your IVA. It may just be an oversight so just mention it to your IP.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

langerbridge

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Post by langerbridge » Fri Oct 21, 2011 11:45 pm
2 of my creditors were not mentioned. They happen to not have voted as well. I wonder whether the 2 are connected?
The road is 72months long starting September 2010.
 
 

flumpy dog

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Post by flumpy dog » Sat Oct 22, 2011 9:13 am
as long as they were in your original proposal they are bound by the iva.

give your ip a call to assure yourself good luck x
 
 

kallis3

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Post by kallis3 » Sat Oct 22, 2011 9:31 am
Thinking about it, if they didn't vote then they won't be mentioned on the report. It's only the ones that voted who are in the chairmans report.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

luluj

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Post by luluj » Sat Oct 22, 2011 4:31 pm
Only the ones that vote are named in your Chairmans report - those that do not vote are still bound by your IVA and are listed in your proposal documents ! don't panic you are covered !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

blue eyes

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Post by blue eyes » Sat Oct 22, 2011 4:44 pm
Thanks everyone. Just had a bit of a panic moment.
 
 

kallis3

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Post by kallis3 » Sat Oct 22, 2011 4:47 pm
We all have them!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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