I was refused monthly by someone, I think it was budget or hastings direct.... Just came back at the end to say sorry unable to provide due to credit...
I would recommend cashback sites... I renewed via quidco and went with Axa, got a good deal and got 40 or 50 cashback!
our cheapest quote a couple of months ago was from Marks and Spencer.
Went through all the comparison sites and quotes ranged from 320(which we took) and 850!!!
I dont think being in an iva makes any difference to some companies as M and S only did a generic check on my credit file-ie name and address.
full and final accepted January 2015
iva agreed; August 2010
iva would have completed; August 2017
extra year thank's to NRAM
That's pretty good then Andrea! M&S definitely one to look out for when renewal comes up.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Today most of the companies provide monthly installment options. Probably a Multiple Car insurance would be a better option for saving those extra bucks.