you can leave your IVA by failing it - however to need to make sure an arrangement for repayment has been made - otherwise Barclays may start to load the account with default charges /interest etc - there is also NO legal obligation for Barclays to remain in this arangement even if agreed
Out of all my creditors Barclays were the worst. I was hounded to the point of stalking. I had phone call after phone call. At my meeting for the IVA it was Barclays who seemed to be the most militant. Even though there interest was not the largest. I felt I got no support from Barclays through my whole process when you look at my other creditors. All I am saying is beware of any process with Barclays and check what can be offered. Maybe some people on here will differ with my story??