i am due to marry my girlfriend in September and want to know if this will affect my repayments. She had nothing to do with my IVA, i didnt even know her then. I dont want her earnings taken into account as that would not be fair on her.
Your IP will need to look at your income and expenditure for the simple reason that you may be sharing costs. However, as long as she can pay her share of the household expenses there should be no need to check her income or ask her any questions.
She hasn't benefited from your debt so I think you will just have to prove that you are both paying your fair share of household expenses. Her disposable income should be her own.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
and a big congratulations from me too. Enjoy your wedding day, talk with your IP for case specific advice and above all it's good t know that your IVA isn't holding you back. Hope you have a lovely wedding day x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Thanks to you all for putting my mind at ease. She does know about the IVA, but it didnt stop her saying yes.
Once again thanks for the information, very much appreciated, and good luck to you all.
